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Category: Home Sense

7 Tips for Staying Safe During Extreme Cold Weather

7 Tips for Staying Safe During Extreme Cold Weather

Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...

What to Know About Renting to Own

What to Know About Renting to Own

Over the last several years, many Americans have become pessimistic on the prospect of home ownership. According to a recent Bankrate survey, 51 percent of aspiring homeowners view cost-of-living issues as a major obstacle to buying, while 54 percent say their household income hasn’t matched the rise in market prices for available homes. With those challenges in play, many people are exploring rent-to-own options. Renting...

6 Questions (and Answers) About French Drains

6 Questions (and Answers) About French Drains

If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not necessarily a “quick fix,” a French drain can be a smart investment to keep your home and yard dry. Here’s what to know before you dig. What are French drains? French drains are trenches that redirect surface water and groundwater in...

8 Homeowners Insurance Coverages You Need

8 Homeowners Insurance Coverages You Need

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below, which shows some major “must haves” in homeowners insurance. The right limits. One thing that people commonly gravitate to when they hear “value of the home” is what they paid...

What Happens If My Neighbor’s Tree Falls in My Yard?

What Happens If My Neighbor’s Tree Falls in My Yard?

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...

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